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Business banking

Banking that keeps pace with your business.

Collections, payouts, payroll and reconciliation in one account, with role-based access for the people who run the numbers with you.

An African business team meeting around laptops in a modern office

Get paid, then know you got paid

Issue an invoice with a unique reference and OVO MONIE matches the incoming payment automatically, marking it settled and notifying your customer. Your receivables list is always current without anyone reconciling a spreadsheet at midnight.

Payroll without the monthly panic

Upload a salary schedule once, review the total, and release payments to every staff member in one action. Each employee receives a payslip notification, and the batch is stored for audit.

Two colleagues reviewing business accounts together at a desk
Two colleagues reviewing business accounts together at a desk

Roles that reflect how you actually work

Give an accountant view-only access, an operations lead the right to initiate, and a director the final approval. Every action is logged with a name and a timestamp, so accountability is not a conversation.

Numbers you can act on

See revenue by channel, cost by category and cash position across accounts in one dashboard. Export to CSV for your accountant, or connect the API and pipe the data into the tools you already use.

Built to scale with you

Start as a sole trader and grow into a multi-entity group without changing banks. Add subsidiaries, currencies and users as the business expands.

Questions people ask

Can I connect my accounting software?
Yes. A documented API and CSV exports are available so your records stay in sync.
How many users can I add?
There is no hard cap. Permissions are granular, so you can add as many people as you need without loosening controls.