Context travels with the money
School fees, rent contribution, a wedding gift, a thank you. Attach the reason so the recipient never has to guess who sent what and why.
Transfers
Money is a message. Send it like one.
Attach a photo, a voice note or a written message to any transfer so the person receiving it knows exactly what it means.
Voice, for the people who prefer it
Record up to sixty seconds and it arrives with the transfer. For family members who do not read comfortably on a screen, a voice note is worth more than a reference field.
Send it on the right day
Schedule a transfer with its message for a birthday, an anniversary or the first of the month, and it delivers on time without you remembering.
Private by default
Attachments are encrypted in transit and at rest, visible only to sender and recipient, and can be deleted by either party.
A record worth keeping
Every memo stays in your history, giving you a timeline of support given and received rather than a wall of anonymous debits.
Questions people ask
- Does the recipient need the app?
- Attachments display in full inside the app. Recipients outside the network receive the transfer plus a secure link to view the memo.
- Is there an extra charge?
- No. Attaching a memo does not change the transfer fee.