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Conversational banking

Bank the way you speak.

Meet your OVOMONIE Assistant, your AI banking partner that speaks you. Chat in Hausa, Yoruba, Igbo, Urhobo, French and more.

A young Nigerian woman smiling while chatting with her AI banking assistant on her phone

Your first language, your bank

Mother Tongue Banking is built on a simple belief: you should not have to translate your own money. Open the OVOMONIE Assistant, speak or type in Hausa, Yoruba, Igbo or Urhobo, and the app understands what you need. Check your balance, send money to a friend, buy airtime or pay a bill without ever switching to English.

An AI assistant that actually understands

The OVOMONIE Assistant is trained on the way people really talk across Nigeria and beyond. It handles slang, mixed languages and local names, so you can ask naturally. Get answers in seconds, complete transactions in a few taps, and never wait on hold for basic support.

A family in Nigeria using mobile banking together in their local language
A family in Nigeria using mobile banking together in their local language

Confidence for every stage of your journey

Whether this is your first bank account or your hundredth, banking in your own language builds confidence. Menus, confirmations and receipts are available in your chosen language, and you can switch anytime. It is banking that finally sounds like you.

More languages, more people

We are starting with the major Nigerian languages and adding French and other regional languages as we grow. Every new language is tested with native speakers to make sure the tone, terms and flow feel right.

Safe, private and always on

Conversations with the assistant are encrypted and tied to your account. Sensitive actions still require your PIN or biometric confirmation, so convenience never comes at the cost of security.

Questions people ask

Which languages are available?
Mother Tongue Banking currently supports Hausa, Yoruba, Igbo and Urhobo, with French and additional languages launching soon.
Do I need to speak English at all?
No. The entire experience, from asking a question to confirming a transaction, can be completed in your chosen language.